When the stakes are high and your insurance claim is denied, 
Elit Lawyers can challenge your insurer and fight for your rights.

When insurers say no, we know how to make them say yes. Our team specialises in reversing denied high-value claims with precision, speed, and a track record of success.

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The Elit Lawyers Difference

Our deep understanding of the insurance industry, honed from decades of representing major Australian and international insurers, empowers us to fight vigorously for your rights under your insurance policy.

High value insurance claim + expedited action within 48 hours

Faster strategic resolution

Full insurance pay-out

Confidence and clarity in the process

Trusted by Industry Leaders

Our track record speaks for itself. We have successfully represented businesses, individuals and complex commercial entities in their most critical insurance matters.

Insurance Team of the Year 2025 - Finalist

Litigation Team of the Year 2025 - Finalist

Law Firm Leader of the Year <100 employees - Winner

Boutique Firm of the Year - Winner

Litigator of the Year 2025 - Finalist

Managing Partner of the Year - Winner

Notable Cases

A comprehensive overview of our most significant legal achievements

Get your personalised claim strategy within 48 hours.

Start Your Case Review

  • Priority case review within 48 hours
  • Australia wide representation
  • Direct access to a partner, not only a junior lawyer

Multi-award winning firm & hosts of The Policyholder Podcast

$50M+

Total recovered

1000+

Cases won Australia-Wide

70+

Years of combined experience

Our Solutions

The Sooner you start, the stronger your case.

Every day you wait, the insurance company gets further ahead. We get to work straight away to get across your case and secure the best possible outcome.

Get your free case assessment and see your options today.

Start your case review

Policy Holder Claim Dispute Representation

We challenge wrongful denials by insurers with evidence-backed legal strategies tailored to your policy and circumstances to maximise your pay-out.

Negotiation & Settlement Advocacy

Skilled negotiators ensure insurers take your case seriously and settle fairly.

Litigation for Complex Disputes

When settlement is not possible, we fight in court with a record of high-value wins.

About Elit Lawyers

Elit Lawyers is a specialist insurance dispute firm, dedicated to assisting policy holders with denied insurance claims and/or disputes about the amount of money to be paid out from policy.

We combine decades of expertise with a relentless approach to leveling the playing field against Australia's largest insurers. 

Our mission is to ensure that individuals and businesses receive the maximum they are entitled to under their policy, without delay or compromise. We believe in transparency, efficiency, and absolute client advocacy.

From business interruption to total loss property claims, we deliver results that restore security and confidence in the face of insurer resistance.

Client-First Advocacy

Integrity in Every Action

Relentless Pursuit of Justice

The only law firm with their own podcast, pioneering legal education and industry insights


Your Claim Deserves To Be Won - Let's Start Today

Every day counts. Let us take the fight to your insurer while you focus on what matters most.

How To Begin

Insurance Claim Review & Policy Analysis

We assess your insurance policy documents and outline the strongest legal path forward to maximise your insurance recovery.

1

Strategic Negotiation

We put pressure on your insurer to resolve your claim fairly and promptly.

2

Litigation if 
Needed

If your insurer won't settle, we take the fight to Court.

3

For policy holders, maximising your insurance claim can change everything

We help business owners, professionals and individuals with significant assets that have been insured but the claim has been denied by the insurance company.

We are here to help you keep your business running, rebuild damaged property and restore your financial stability. We are committed to levelling the playing field for policyholders, ensuring fair treatment and optimal outcomes.

Supreme Court win for business interruption losses

Representing several of Melbourne’s iconic heritage theatres in Supreme Court of Victoria proceedings against a major insurer seeking COVID-19 related business interruption losses in excess of $20million.

$20M

Supreme Court

COVID-19

Business Interruption

Supreme Court challenge of aircraft declinature by insurers

Acted for policy holder (high value aircraft owner) in Supreme Court of Victoria proceedings issued in the Insurance List against three major co-insurers regarding total declinature of claim following total loss of aircraft. The proceeding resolved at mediation and involved a substantial payout by insurers which was a significant shift from insurers original positions.

Aircraft

Supreme Court

Co-insurers

Victoria

Supreme Court insurance case against large insurer

Acted in Supreme Court Proceedings for homeowners against large insurer concerning deluxe home and contents insurance coverage after fire event occurred causing over $4m in damage. This dispute centred around quantum and the fair and accurate amount to be paid out under the policy and also involved allegations against insurer of breaches of utmost duty of good faith and negligence. The case was listed for 11 day trial and ultimately settled 5 weeks prior to trial at a further mediation held by the parties.

Fire Insurance

Supreme Court

Deluxe Home

>4m Damage

Declinature of indemnity

Acting on behalf of a major transport company that was denied indemnity by their insurer including challenging the declinature of indemnity and acting on behalf of the uninsured company in two County Court of Victoria proceedings.

Indemnity

County Court

Indemnity

Transport Company

When insurers say no, we know how to make them say yes. 

© 2025 Elit Lawyers, Specialist Insurance Dispute Lawyers.

INSURANCE DISPUTE

We were forced to issue legal proceedings against the insurer for a number of reasons including disagreement about the amount of money that was required to be paid out under the policy to reinstate our home. I want to express our deepest heartfelt gratitude and appreciation for all Elit did for our family throughout this matter.

Policy Owner
Home Owner

INSURANCE DISPUTE

I was required to institute Supreme Court of Victoria proceedings in the Insurance List against the three major co-insurers involved and was extremely happy to resolve the case prior to trial which involved a substantial payout under the policy. This was a stressful period for me, but I always felt confident and supported throughout the process.

Policy Owner
Aircraft Owner

INSURANCE DISPUTE

The Elit team helped us challenge our insurance company, who initially offered a minimal payout for defective works at our investment property. With their guidance and expert evidence, we secured a much higher settlement that made all the difference.

Policy Owner
Investment Property Owner

With experience representing both policyholders and major Australian and international insurers, we understand how claims are evaluated and precisely how to secure successful outcomes. Speak to one of our senior partners today.

FASTER RESOLUTIONS

through process strategies

MAXIMUM PAYOUT

entitlement secured

STRESS-FREE PROCESS

with full transparency

If you enquire today, you will also receive:

Strategic case review within 48 hours

Direct access to a senior lawyer from day one

Complimentary claim strategy guide

Frequently Asked Questions

How quickly can I speak to a lawyer?

Once you contact our office, we will attempt to connect you to one of our partners immediately. If they are not available, we will make a time for them to contact you as soon as possible.

Who do you assist?

All individuals and businesses who have taken out insurance covering a range of areas such as: Home and Contents Insurance, Business Interruption Insurance, Property and Product Insurance, Public Liability, Directors & Officers Insurance, Professional Liability Insurance, Cyber Insurance, Builders Warranty Insurance and Life Insurance.

Can you take over my case from another lawyers?

Yes - Our Partners are often sought out for strategic advice on legal cases where progress has come to a stand-still. A legal case review can bring a fresh pair of eyes to your dispute or legal case.

Does Elit Lawyers handle insurance policy-holder dispute cases across Australia?

Yes. Elit Lawyers manages complex, high-stakes insurance policy-holder disputes Australia-wide and in all court jurisdictions, including the Supreme Court of Victoria, the Federal Court of Australia, and the High Court of Australia.

How do I know if i can challenge my insurer?

We will assess your case with information and documents provided by you.

Will I need to go to court?

Not always, many insurance claims are resolved through skilled negotiation before litigation is needed.

The only law firm with their own podcast, pioneering legal education and industry insights

Multi-award winning firm

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